Contactless Payments

Bring your card, or a wearable/mobile device that accepts payments, within a few inches from the Contactless Symbol. Depending on the terminal, you might be directed to tap the screen, either above or below the screen. Your transaction is securely processed in just a few seconds and the receipt will show on the screen of the point of sale or terminal for cards.

Visa announced in mid-2020 that worldwide card transactions increased by more than 100percent from year to year. A multitude of retailers, including grocery stores, restaurants vending machines, pharmacies and pharmacies have terminals with contactless technology that you can pay for services or products. You can also connect your Visa contactless card to a smartphone or a digital wallet services such as Apple Pay or Android Pay, which makes it even simpler to pay with the swipe of a finger.

What makes contactless transactions so secure is that every tap generates a distinct, encrypted one-time code. This code is nearly impossible to copy or duplicate, making it very difficult for thieves to make fraudulent purchases. If your card is lost or stolen the fraud departments of your card issuer will be able to stop and reverse any illegal purchases.

As with all new technologies, there are stories of danger but it is important to be aware that contactless cards are as secure as traditional chip cards. Visa’s Zero Liability Policy will cover you in the event of anything going wrong. The card issuer has fraud departments to ensure your security.

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